Update on Alexandra MariaAlexandra María is 40 years old. She is single with no children and lives with her mom in Ventanas in Rios province.
The San Jose Rural Community Bank is in Recinto El Rosario in the district of Ventanas. This bank works with agriculture workers planting corn and rice
Alexandra works in agriculture and has been growing corn, cocoa, rice, and beans for three years. She makes her purchases and sales in Ventanas. She will use the loan to invest in planting corn, beans, cocoa, and rice for the next season. Her dream is to have her own home. In her free time she likes to read, write, and study.
With her previous loan she was able to grow corn and rice and the profits have helped her improve her quality of life.
La VRC. SAN JOSE Se encuentra ubicada en el Recinto El Rosario, perteneciente al Cantón Ventanas, esta ventanilla se dedica a Labores Agrícolas de ciclo corto siembra de maíz, arroz.
Alexandra se dedica a la Agricultura a la siembra de maíz, cacao, arroz, fréjol hace 3 años. Las compras y las ventas lo realizan en Ventanas.
Solicita el crédito para invertir en el ciclo corto para sembrar maíz y fréjol, cacao, arroz.
El sueño es poder tener una casa propia. En el tiempo libre le gusta leer, escribir, estudiar.
CON LA AYUDA DEL CRÉDITO ANTERIOR ha podico invertir en la agricultura ha sembrado maíz y arroz y con esto ha obtenido ingresos que han mejorado el nivel económico.
Previous Loan DetailsAlexandra Maria is 40 years old. She is single with no children and lives with her mother in the Cantón Ventanas division of Los Ríos, Ecuador. The members of the V.R.C. SAN JOSE are located in the EL ROSARIO area of Cantón Ventanas, which is dedicated to planting short-cycle maize, rice and… More from Alexandra Maria's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid