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Ludmila is a hard-working entrepreneur from Ordzhonikidze in the south central part of Ukraine. She started her small business about one year ago and has a little outdoor kiosk at the busy Central market in Ordzhonikidze. Clothing sales has been a good business as there is always a high demand for clothes. Ludmila has built up around $4000 worth of inventory on hand and makes about $400 in profit each month. Ludmila is married and has one child. Her business is a good source of income for her family.

Ludmila has requested an eight month loan to increase her working capital. We are happy for this opportunity to support Ludmila as she works to develop a stable and successful business.

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

About Ukraine

  • $8,200
    Average annual income
  • 7
    View loans »
    Ukraine Loans Fundraising
  • $6,400,325
    Funds lent in using Kiva
  • 5.0
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Ludmila to increase working capital.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Mar 3, 2008
Feb 15, 2008
Currency Exchange Loss:
Oct 25, 2008