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Elvira
Sra. Elvira is 48 years old and lives with her husband Jose and their children in Los Torres, a neighborhood in the town of Choloma. Her five children are ages 24, 22, 16, 15, and 13. The three youngest children are studying. Elvira, her husband, and two of her children financially support the household expenses.


Three years ago, Elvira started her business of making and selling tortillas. She decided to establish a tortilla shop because the area lacked this type of business. Elvira also wanted to have her own business so that she could generate income to sustain her family. She works six hours a day making tortillas. Doña Elvira also sells used clothing as a traveling vendor.


She is requesting a loan of 8000 HNL in order to buy supplies such as flour, salt, soda, and lard. Elvira hopes that her young children will succeed and wants to provide them what they need for their education.

View original language description ↓
La señora Elvira tiene 48 años y vive con su esposo Jose y hijos en Los Torres, una aldea que pertenece al municipio de Choloma. La señora tiene 5 hijos de 24, 22, 16, 15, 13 años de edad. Los 3 menores están estudiando. Elvira, su esposo y dos de sus hijos aportan económicamente a los gastos del hogar.

Hace 3 años, doña Elvira inició su negocio de la elaboración y venta de tortillas. Decidió poner la tortillera porque faltaba una en la zona y debido a su deseo de tener un negocio proprio que le generara ingresos para sostener la familia. Trabaja 6 horas diarias en la elaboración de tortillas. Doña Elvira también vende ropa usada de forma ambulante.

Solicitó este crédito de L8,000 para la compra de insumos como harina, sal, soda y manteca. Ella espera sacar adelante a sus hijos menores, dándoles lo necesario en la educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,200
    Average annual income
  • 23
    View loans »
    Honduras Loans Fundraising
  • $8,199,100
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Elvira to buy flour, salt, soda, and lard.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 17, 2013