Kueni is a 33-year-old woman living in the town of Pitonuu Satupaitea. She is married and does not have any children. To make a living, Kueni plants and harvests yams for sale. Kueni has been engaged in this business for over two years and earns approximately 1,200 Samoa Tala (WST) a month from these activities.
In 2009, Kueni joined SPBD to gain access to financial services to help improve her living situation and ability to engage in business activities. Kueni has successfully repaid a previous loan of 1,000 WST from SPBD. This previous loan was used to purchase general farm supplies and equipment.
Kueni is now requesting a new loan of 1,000 WST, which will be used to purchase sacks of fertilizers, seedlings and gromozone (an herbicide). This will be the third loan taken out by the borrower from SPBD.
Kueni plans to use the additional revenue generated from the business to make improvements to her house.
Please note that the dates in the photos are wrong because of the mistake made by our Loan Officers for not resetting the dates and year of the camera. I hope this won't happen again.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.