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Duo Paz Y Amor Group
In this Group: Elsa Elizabeth , Olga Rosario
Elsa Elizabeth is a young worker who buys and sells vegetables and fruits in the municipal market. She also goes out to sell on market days. She does this work because it has helped her get ahead and she can support her parents. She has done this work for seven years and she has many customers who know her as a good seller. Occasionally, they will order vegetables in bulk, and unfortunately, she does not have enough capital to fill those orders. She is asking for this loan to purchase fruits and vegetables.

Olga Rosario works selling snacks. In the morning, she sells near a school in the community where she lives, and in the afternoon she sells in the town plaza. She sells atol [corn based drink], chuchitos [type of tamale], tostadas [corn tortillas topped with salsa], and other products. She needs the loan to get ahead and help her parents, who have few resources.
View original language description ↓
La Srita. Elsa Elizabeth es una joven trabajadora que se dedica a la compra y venta de verduras y frutas en le mercado municipal, también sale a vender en días de mercado ella realiza esta actividad porque es el medio que la a ayudado a salir adelante y poder apoyar a sus padres en la economía de su familia, ella se dedica a esta actividad desde hace siete años tiene ya varios clientes que la conocen como buena vendedora y en ocasiones le hacen pedidos de verduras por docenas, lamentablemente ella no cuenta con un capital grande para poder entregar estos pedios es por eso que esta solicitando este credito para la compra de frutas y verduras. Olga Rosario, ella se dedica a la venta de refacción por la mañana sale a vender en una escuela de la comunidad donde vive y por la tarde vende en la plaza municipal vendiendo atol , chuchitos, tostadas y otros productos, ella necesita un capital para poder salir adelante y apoyar a sus padres que son de escasos recursos.

Additional Information

About FAPE

FAPE, the Foundation for the Assistance of Small Businesses, is a nonprofit, socially-minded institution that provides loans to micro-entrepreneurs across Guatemala.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Guatemala

  • $5,300
    Average annual income
  • 112
    View loans »
    Guatemala Loans Fundraising
  • $10,803,625
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Duo Paz Y Amor Group's $400 loan helped a member to purchase fruits and vegetables to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 26, 2011
Dec 1, 2011
Currency Exchange Loss:
Apr 15, 2012