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Genie is 42 years old, married, and lives with her husband. She will use the money from this loan to buy supplies such as fertilizer and insecticide for her coffee plantation. She currently has an area producing coffee and this is a very good crop for her. This improvement will give her plantation greater strength for production and this will improve the harvest, giving her a better return.

She has a goal of increasing her harvest next year, improving her plantation, and having a better return on her investment. This will allow her to improve her quality of life and economic future to improve her family’s well-being. This will be her first loan through FUDECOSUR. She has not had any loans from state banks before, but FUDECOSUR has given her a loan and the interest rate is much lower.
View original language description ↓
Genie, tiene la edad de 42 años, está casado y vive con su esposo. Ella con el crédito pretende comprar los insumos como el abano y plaguicidas para asistir su cafetal. Ella actualmente cuenta con un área cultivada de café en producción y esta cosecha es muy buena para ella, con esta mejora que le hará pretende darle a su cafetal fuerza para la producción y así cosechar obtener más rendimientos. Ella tiene como meta aumentar la cosecha para el próximo año, mejorar su cafetal de buena manera y así obtener de esta un mejor rendimiento mejorando así su nivel de vida y calidad económica de su futuro para un mejor bienestar familiar. Es el primer préstamo que recibido de FUDECOSUR. Ella no había tenido antes otros préstamos en bancos estatales, pero FUDECOSUR le ha brindado el préstamo con mayores facilidades y la tasa de intereses mucho más baja.

Additional Information

More information about this loan

FUDECOSUR works in one of the poorest regions of Costa Rica, where microfinance institutions (MFIs) are scarce or have a hard time keeping up with demand for small loans. By providing mostly agricultural loans, FUDECOSUR reaches rural borrowers that many MFIs consider to be too risky. However, this has also made it more difficult for the organization to find stable sources of capital to lend. Kiva's flexible, risk-tolerant capital plays a critical role in helping FUDECOSUR grow its portfolio and support even more borrowers.


The Foundation for the Development of Southern Communities (FUDECOSUR) is dedicated to economically empowering its clients by providing credit and training programs that help improve living conditions for micro-entrepreneurs and their children across Southern Costa Rica. You can learn more about this Field Partner at

About Costa Rica

  • $12,900
    Average annual income
  • 10
    View loans »
    Costa Rica Loans Fundraising
  • $4,502,650
    Funds lent in using Kiva
  • 499.7
    Costa Rica Colones (CRC) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Genie to improve her cofffee plantation.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 27, 2011
Nov 25, 2011
Currency Exchange Loss:
Mar 15, 2013