She hates thinking of the fact that her husband lost his job prematurely, her sister was killed on the farm in 2008, and her electricity connection was disconnected because of lack of money to pay her bills. She also feels bad because she has some tenants who stay in her house for up to a year without paying her rent.
She joined GHAPE in 2004 and has received and repaid EC several times. She invested her past EC's in crop cultivation and pig farming. She used the profits to educate her children and to expand her pig farm.
Given a loan, she will continue doing crop cultivation and pig farming. She will also fry gateaux. She thinks these businesses will succeed because they are very profitable and also because she has the necessary experience in them. This EC activity will be of great help to the community in that the sale of manure from her piggery will help to increase yield on farms in her locality. It will also provide employment opportunities for retailers who will buy food stuffs from her to retail.
With the proceeds from this EC activity, she will continue to sponsor her children in school and increase facilities in her house by buying in bulk. She prefers a GHAPE loan because she repays in bits, which is very convenient to her. This makes her active always, and also she can easily do withdrawals from her savings.
About Grounded and Holistic Approach to People's Empowerment (GHAPE)
This loan is administered by Grounded and Holistic Approach to People's Empowerment (GHAPE), a non-profit non-government organization based in Bamenda, Cameroon. GHAPE takes a multi-faceted approach in working towards the empowerment of the poor and poverty alleviation. Every client is trained in business management, basic health, life skills, financial management, profits and losses, and family values. Clients are also required to contribute a small amount into a personal savings account; most clients save much more than the minimum requirement. GHAPE instills a sense of family and community among its clients and staff and has developed a strong bond of trust between the organization and its clients.
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Success!! The loan was 100% repaid