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Naira
Naira is from the village of Gomi in East Georgia. She is 43 years old, married and lives with her family: her husband Vladimer, her daughter in law and 1 year old grandson. Naira works as a milkmaid on a local farm. Along with her main job, Naira is actively involved in operating the family farm. The family has 2 milk cows and 1 calf. They produce cheese and sell it locally. Also the family owns 0.80 hectare land, where maize and beans are grown. Total average monthly income of the family is 950 Laris.

Naira requested credit to purchase 6-7 calves. He will grow the calves during winter months and sell them in spring for much higher price. It will bring to the family significant additional income, which will be used for improving family living conditions. Also Naira will use 10% of the loaned amount for covering her old loan, taken from Credo.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $4,600
    Average annual income
  • 103
    View loans »
    Georgia Loans Fundraising
  • $7,355,875
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Naira to purchase calves.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 15, 2011
Listed
Dec 1, 2011
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012