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Grace is widowed with 2 children. Grace is 39 years old and lives in Butuay, Jimenez.

To earn a living, Grace has business selling sand and gravel. She has had this business for 11 years. Each month, she earns approximately PHP 14,000. She has requested a loan of PHP 30,000 to purchase sand and gravel. Grace has been a member of PMPC for 8 years.

In the future, Grace hopes to send her children to school and expand her business in town.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 2103
    View loans »
    Philippines Loans Fundraising
  • $61,204,950
    Funds lent in using Kiva
  • 43.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Grace to purchase sand and gravel for her business.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 28, 2011
Nov 26, 2011
Currency Exchange Loss:
Nov 17, 2013