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Hadidja is 41 years old and is married. Her business is very clean and well-run. She sells food and drinks. Soft drinks, juice, water, bananas, potatoes, beans, rice etc are all sold in her restaurant. She has three years experience in this business and employs four people to help her. Her business operates from 5am until 9pm every day.

Hadidja has requested a loan from Kiva lenders via Vision Finance Company in order to expand her restaurant by buying large quantities of food and drinks (soft drinks, juice, water, bananas, potatoes, beans, rice, etc.) to sell. With any profit from the loan, Hadidja will be able to buy more materials to use in her restaurant and to save for her family.

Additional Information

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company (VFC) was Kiva's first partner in Rwanda. Established in 1999, VFC is an affiliate of World Vision International. Since its founding, VFC has been committed to alleviating poverty in Rwanda by ensuring that poor people have access to credit to support business initiatives that will improve their life circumstances.

VFC has a broad set of products and services, offering Community Banking services for self-selected groups of 10-30 borrowers, Solidarity Group services for more experienced groups of entrepreneurs, and Individual Loans for customers who already have a small established business. Vision Finance is also among the very few financial institutions targeting farmers and providing agricultural credit options in Rwanda, where access to credit is critical to the success of agricultural enterprises.

About Rwanda

  • $1,000
    Average annual income
  • 44
    View loans »
    Rwanda Loans Fundraising
  • $13,302,075
    Funds lent in using Kiva
  • 596.0
    Rwanda Francs (RWF) = $1 USD