Check out some available loans that are similar to this one!
La Reforma 3 Group
In this Group: Urcania, Daniela, Maria, Onese, Marta, Olita, Maria, Carmen *, Catalina, Silvia
* not pictured
Urcania is one of the members of the La Reforma 3 (Reform) group. They are micro-entrepreneurs dedicated to selling clothing, natural goods, shoes, education services, etc., in the city of San Pedro de Macoris, which is famous for its athletes and its sugar industry. At present, its economy depends on the duty-free industrial zones, the cement industry and other minor activities like tourism.

Urcania is the mother of two children and, together with her long-term partner, she has been able to provide the necessities for her family, which include needs like school supplies, clothes, shoes for her children. She is also saving for her dream, which is to have her own house.

Urcania is receiving her 9th loan. For each loan, she has made her payments on time and has made good investments. She is planning to invest her new loan to purchase goods for her cafeteria, where she sells sandwiches, burgers, juices and other different foods and snacks.

Urcania is saving her income to make her dreams come true. In the short term, she is going to use her earnings to buy furniture for her living room and save, because her plan in the short term is to have a house and a bigger cafeteria. She will be able to do this by saving and continuing to invest in her business. With Esperanza's loans, she will be able to improve her family's and her own life.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Dominican Republic

  • $9,700
    Average annual income
  • 4
    View loans »
    Dominican Republic Loans Fundraising
  • $8,265,375
    Funds lent in using Kiva
  • 38.3
    Dominican Republic Pesos (DOP) = $1 USD

Success!! The loan was 100% repaid

A portion of La Reforma 3 Group's $2,725 loan helped a member to buy snacks, bread, jam, cheese, eggs, fruits, etc.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Nov 28, 2011
Currency Exchange Loss:
Oct 16, 2012