Las Orquideas (Cuenca) Group
Mrs. Maria Ines is a member of this group. She is 23, in a common-law marriage, and has one five-year-old daughter who attends school in the city. Her husband is a taxi driver. They do not have their own home; they rent.
Mrs. Maria Ines does the housework and cares for her young daughter. In her free time she sells various brands of cosmetics. She works without a fixed schedule, and sells her products to her friends and acquaintances.
She will invest this loan in the purchase of perfume, creams, and cosmetics in order to have a greater variety of products.
Her goal is to have her own home.
Una de las socias de este grupo es la Señora. María Ines, tiene 23 años, vive en unión libre y ha concebido una niña de 5 años de edad que está estudiando en una escuelita de la ciudad. Su esposo es de profesión chofer y labora conduciendo un taxi, no tiene casa propia por lo que vive arrendando.
Doña María Ines se dedica a los quehaceres de su hogar y al cuidado de su hija que aun es pequeña, en sus tiempos libres se dedica a la venta de cosméticos de varias marcas, trabaja sin un horario ni día fijo, vende sus productos a sus amigas y conocidas.
Su crédito lo va a invertir en la compra de perfumes, cremas y cosméticos para tener más variedad.
Su meta es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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