The MAHUSSI group is composed of three people who know one another because of their businesses. It is the third time that this group has asked for financial aid from ALIDé, in order to raise the level of their business activity. The leader of the group, Dossi Gisèle, is the one with the raised hand in the photo. Dossi Gisèle is 29 years old and lives in Bénin. Dossi Gisèle did not attend school. Dossi Gisèle is married to a driver named Justin. The couple has four children all in school and in their care. In addition to their children, the couple has another child to support. Dossi Gisèle lives together with her husband and their children. In order to handle the diverse family expenses, Dossi Gisèle has sold coolers and plates for four years using the distribution system. Dossi Gisèle stocks up in Togo. In the quest for client satisfaction and to increase her turnover and income, Dossi Gisèle seeks together with the other members of the MAHUSSI group, a third loan from ALIDé, The first two loans were properly repaid.
Le groupe MAHUSSI est composé de trois personnes qui se connaissent de par leurs activité. C'est la troisième fois que ce groupe sollicite l'aide financier de ALIDé, afin d'élever le niveau de son activité. La représentante du groupe, du nom de Dossi Gisèle est celle qui a la main levée sur la photo. Dossi Gisèle est âgée de 29 ans et vit au Bénin. Dossi Gisèle n’a pas fréquenté l’école. Dossi Gisèle est mariée à un chauffeur du nom de Justin. Le couple a quatre enfants tous scolarisés et à leur charge. En plus de leurs enfants, le couple a un autre enfant en charge. Dossi Gisèle vit ensemble avec son mari et ses enfants. Afin d‘assurer les diverses charges de la famille, Dossi Gisèle vend depuis quatre ans, des glacières et des assiettes par le système de distribution. Dossi Gisèle s’approvisionne au Togo. Dans la quête de la satisfaction de sa clientèle et pour accroître son chiffre d’affaires et son revenu, Dossi Gisèle sollicite ensemble avec les autres membres du groupe MAHUSSI, un troisième crédit auprès de ALIDé. Les deux premiers prêts ont été bien remboursés.
Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.
Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.