FATOUMATA, sitting on the right, has been in the the fish business (smoked and fresh) for around 5 years. She intends to buy with her loan, 2 large cases of smoked fish. She stocks up in the big market in the town of Sikasso.
She retails them for cash from a permanent family stall at Kamalen Sirakoro market to a customer base made up of men and women. She plans to make a monthly profit of 21,500 FCFA of which a part will be used for the daily expenses of the family and the other for savings.
She aims to increase her business turnover in order to satisfy her customers.
Elles sont à leur premier prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, qui ne cesse d’augmenter.
FATOUMATA, assise à droite fait le commerce de poissons (fumés et frais) il ya environ 5 ans.
Elle compte acheter avec son prêt, deux grandes caisses de poissons fumés.Elle s’approvisionne au grand marché de la ville de Sikasso.
Elle les revend au marché de Kamalen Sirakoro à une fixe et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 21.500FCFA dont une partie est utilisée pour les dépenses quotidiennes de la famille et l’autre pour son épargne .
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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