They are on their fifth loan from the micro-finance institution, Soro Yiriwaso, with a view to satisfying their ever-growing customer demand. Their previous loans have been repaid in full.
Sali, dressed in white and standing in the middle of the photo, has been buying and selling fish for around six years. With her loan she is planning to buy five crates of smoked fish and four baskets of fresh fish. She gets her supplies in Sikasso town's Grand Market. She resells them at a fixed place in the market in Kamalen Sirakoro and within her family, to a customer base made up of men and women, for cash.
She is expecting to make an average monthly profit of 47,500FCFA, part of which will be used for daily household expenses, while the rest will be saved.
Elles sont à leur cinquième prêt avec l’institution de microfinance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, qui ne cesse d’augmenter.Les prêts antérieurs ont été bien remboursés.
SALI, en blanc, debout au milieu fait le commerce de poisons (fumés et frais) il ya environ 6.
Elle compte acheter avec son prêt 5 caisses de poissons fumés et 4 paniers de poissons frais. Elle s’approvisionne au grand marché de la ville de Sikasso.
Elle les revend au marché de Kamalen Sirakoro à une place fixe et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 47.500FCFA dont une partie est utilisée pour les dépenses quotidiennes de la famille et l’autre pour son épargne.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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