FATOUMATA has been selling wax pagnes for about ten years. She is first from the left in the photo, holding some of her merchandise. She will use her loan to buy 15 units of wax pagnes. She buys her stock at the Grand market of Sikasso and sells her merchandise at the market of Kamalen Sirakoro, as well as door-to-door and within the family, to men and women, for cash.
She plans to earn an average profit of 22,500 FCFA per month, part of which will go towards daily household expenses and the remainder added to her savings. She wants to increase her sales and better meet the needs of her customers.
Elles sont à leur premier prêt avec l’institution de micro finance Soro Yiriwaso afin de satisfaire le besoin de leur clientèle, qui ne cesse d’augmenter.
FATOUMATA qui les pagnes en main première à gauche fait le commerce de pagnes wax – real et tissus il ya environ 10 ans .
Elle compte acheter avec son prêt 15 pièces de pagnes wax – real Elle s’approvisionne au grand marché de la ville de Sikasso.
Elle les revend au marché de Kamalen Sirakoro, de façon ambulante et en famille à une clientèle composée d’hommes et de femmes au comptant.
Elle envisage réaliser un bénéfice mensuel moyen de 22.500FCFA dont une partie est utilisée pour les dépenses quotidiennes de la famille et l’autre pour son épargne.
Elle ambitionne d’augmenter son chiffre d’affaire pour mieux satisfaire sa clientèle.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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