Las Yungueñitas Group
Yessica says it is the first time she has entered in Pro Mujer, and that she has been invited by the loan officers. She will start a liquor store with this loan.
The loan she is requesting will be used to buy her products (spirits) in El Alto after they have been prepared; she will then sell them in her shop. As she is single, this type of activity allows her to earn an income to support her family as much as she can.
La señora Yessica indica que es la primera ves que integra Pro Mujer por invitación de los promotores. En la actualidad ella iniciará un negocio de de ventas de licores con este préstamo.
El crédito que ahora sacará es para comprar su mercadería (compra de licores), que adquirirá de El Alto y posterior lo comercializara en un lugar de venta que a alquilado. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es soltera y vive con sus padres.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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