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Joel is 23 years old and is single. He has one year's experience selling various goods such as watches, glasses and bags. The hours of his business are from 7am to 8pm every day.

Joel has requested a loan to purchase stock of watches, glasses and bags to sell. With any profits from the loan, Joel would like to satisfy his family`s basic needs and start saving for his future

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About Vision Finance Company s.a – Rwanda (VFC)

Vision Finance Company, soon to be known as Vision Fund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFC serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

About Rwanda

  • $1,700
    Average annual income
  • 13
    View loans »
    Rwanda Loans Fundraising
  • $15,406,850
    Funds lent in using Kiva
  • 595.0
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Joel to purchase stock for his store.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 15, 2011
Dec 1, 2011
Currency Exchange Loss:
Sep 18, 2012