This is Leah, 42, a resident of Taguig City, Philippines. Her husband is Roderick, an overseas contract worker. She is the mother of one child. She manages their household while operating a business. At this time, she is working hard to continually provide income for their everyday expenses.
Leah operates a variety store. In the Philippines, a variety store is basically a small convenience store, which retails groceries, toiletries, and beverages piecemeal to the local neighborhood. It is the place to go to buy one sachet of shampoo, five peso's worth of cooking oil, or an egg. She earns profit by getting supplies at wholesale prices and selling by the item. Her store is adjacent to her house. Her regular customers are her neighbors and the local community. She earns a minimum of 700 Philippine pesos (PHP) in sales every day.
To help her continue operation of her business, she is requesting a 50,000-PHP loan. She will be utilizing the loan to buy groceries, toiletries, and beverages to expand her product inventory. She expects a boost in her business income as she expands her business.
Leah hopes to be able to expand soon. She faithfully meets up with her fellowship* co-members to share stories of her work every week, where she can draw strength and inspiration from the Word of God she studies.
* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study the Word of God, build social capital, and repay microfinance loans.
About the Center for Community Transformation
The Center for Community Transformation (CCT) is dedicated to the development of communities and lives via spiritual transformation and access to financial services. CCT offers loan products to address the needs of micro-entrepreneurs in the Philippines. The organization’s loan products include small business, education, and housing loans. CCT utilizes a community-based approach to provide a variety of non-financial services that include training and development programs, clinics, disaster relief operations, a low-cost medicine program, and social service programs. CCT offers a unique “Pavement Dweller” program designed to provide food, housing, and job training. CCT also provides education support services to the poorest groups in the Philippines. Find more information about CCT on their website or join their lending team.