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Ruta Tausolo
Ruta is a married woman, who is 55 years old, and has four kids.

Ruta owns and operates a business venture selling ice cakes and soft drinks. She has two years of experience in this business. Ruta needs a loan of WST 1500. She plans to use the profit from her business (estimated to be 400 talas or US $167 per week) to improve the general living conditions of her family.

In 2010, Ruta joined SPBD to gain access to financial services. Most of SPBD's clients are unable to borrow from commercial banks, because they lack collateral. This is Ruta's second loan with SPBD.

*SPBD evaluates the living conditions of each of its borrowers. Generally, a loan manager evaluates a variety of social metrics on a scale out of 3 (the higher the number, the better off the person is) and these are averaged for the "overall social metric score." For example, a 3 out of 3 on "level of education" would mean that the borrower has graduated from university.

About SPBD
In 2000, Greg Casagrande founded SPBD to improve the quality of life of people living in poverty in the poor island nations of the South Pacific. SPBD's philosophy of lending is based on a respect for each individual's innate human ingenuity, drive and self esteem. Please join SPBD's lending team on Kiva to receive on-the-spot updates on SPBD.

Additional Information

About SPBD

South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.

About Samoa

  • $5,200
    Average annual income
  • 13
    View loans »
    Samoa Loans Fundraising
  • $7,960,550
    Funds lent in using Kiva
  • 2.4
    Samoa Tala (WST) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ruta Tausolo to purchase sugar, milk, and cool aid.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Nov 28, 2011
Currency Exchange Loss:
Dec 18, 2012