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Esmeralda is 38 years old, married, and has four children, all of whom attend school. As a responsible mother, she works hard all day long to provide income for her family.

Esmeralda has a small store selling farm supplies, such as pesticides, insecticides, and other chemicals used in faming, which she has had for two years. She also sells livestock feeds. She works from 6 AM to 7 PM. She had been in this business for almost two years.

Esmeralda is requesting a loan for 40,000 PHP, which she will use to buy livestock feeds, insecticides, and pesticides to sell in her store. Esmeralda hopes that the loan will improve her business and increase her sales capacity. She hopes to keep generating a good income to provide a good education for her children.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 1810
    View loans »
    Philippines Loans Fundraising
  • $60,919,225
    Funds lent in using Kiva
  • 43.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Esmeralda to buy five sacks of livestock feed and 10 liters of insecticides and pesticides to sell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 25, 2011
Dec 1, 2011
Currency Exchange Loss:
May 21, 2012