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This is 43-year-old Mark. He is married, and has four children aged two, five, eight, and twelve. He has two additional dependents, who live with him to help one of his brothers send his children to school. In 1996, Mark established his used clothing business. He began his business by helping his late brother and now owns his own business. Mark sells different types of men’s trousers and shirts. Working seven days a week and eight hours a day, he earns about SLL 1,200,000 every month from this business. He would like a loan of SLL 4,500,000. Mark has already received and successfully repaid two loans and now needs a new loan to buy bales of used trousers for SLL 1,600,000, used shirts for SLL 1,100,000, and coats for SLL 1,500,000. He hopes that this loan will enable him to increase his monthly profits by approximately SLL 300,000. In the future, Mark plans to open another used clothing stall that his brother, who has come from the village, will operate, and to make sure his children are well cared for. He thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 22
    View loans »
    Sierra Leone Loans Fundraising
  • $9,379,975
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Mark to pay for bales of used men's trousers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 24, 2011
Currency Exchange Loss:
Aug 15, 2012