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This is 31-year-old Sarah. She is married and has three children, aged 2, 6 and 10 years. She has one additional dependent, who lives with her to assist her with the business.

In 2005, Sarah established her cooking condiment business. Before establishing her own she was selling for her elder sister and in the process gained a lot of business experience and skills. This business is special to Sarah as it is an additional source of income which is used to help her husband provide a livelihood for their family.

Sarah’s customers are mainly women who daily buy cooking condiments. Working seven days a week and eight hours a day, she earns about 1,500,000 Sierra Leone leones (Le) every month from this business. She would like a loan in the amount of Le 4,000,000. Sarah has already received and successfully repaid one loan, and now requires a new loan in order to buy more rice, onion, vegetable oil, salt and maggi for her business.

She hopes that this loan will enable her to increase her monthly profits by approximately Le 300,000. In the future, Sarah plans to improve the business to a store. She hopes to see her business grow to a level of making more profit, to take care of her children's education. It serves the general public. She thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 57
    View loans »
    Sierra Leone Loans Fundraising
  • $9,327,250
    Funds lent in using Kiva
  • 4,300.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Sarah to pay for cooking condiments such as rice, onion, vegetable oil, salt and maggi for her business.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 24, 2011
Currency Exchange Loss:
Aug 15, 2012