Señor Raúl lives in the municipality of Ticuantepe with his wife and children. The plans he has for his family are to improve their living conditions. Raul dreams that 'God will give him the strength' to support his children so they become professionals, as he is a man of little means and has many impediments to giving his family a decent life. With this loan he is going to build a bathroom for his house as the current one is made of plastic and has no floor. He is going to buy cement, cement blocks, iron, sand, gravel, zinc and paint. He is grateful to Afodenic for the support given him through Kiva as it gives poor people who are eager to succeed confidence.
El señor Raúl, es habitante del municipio de Ticuantepe, junto a su esposa e hijos, los planes hacia su familia es mejorar las condiciones de vidas, los sueños de don Raúl es que Dios le de las fuerzas suficiente para poder apoyar a su hijos para que lleguen a ser profesionales, ya que él es de muy escasos recursos y tiene muchas limitante para poder darle a su familia una vida digna , con este financiamiento va a construir el baño de su vivienda ya que el actual es de plástico y no tiene piso , el va a comprar cemento , bloques , hierro , arena , piedrín , zinc y pintura .Agradece el apoyo que le brinda Afodenic atraves de fondo Kiva ya que le dan la confianza a personas pobres pero con muchas ganas de superarse.
This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.