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Juana
54-year-old Juana is a hard-working and entrepreneurial woman. She is also very cheerful and sociable. She is married to Jairo and the couple have five children who are now adults and have their own families. They no longer live with Juana but visit her very often.

Juana's business is selling groceries and soda. She opened a grocery store and small diner in her home where she serves her customers. She started out with her own capital and some loans from her suppliers 30 years ago. She managed to grow her business through her hard work and commitment. She serves her customers on her own as her husband travels a lot with his work. What Juana likes about her business is that the profits she makes have enabled her to support her husband, who is a heavy machinery operator. She has also provided her children, who are her pride and joy, with a better quality of life and an education. She also feels like a productive woman and enjoys being busy. On the contrary, what Juana does not like about her work is that some of her customers ask to buy on credit which she does not allow because she has had bad experiences with this. As she has a regular customer base, she sees no reason to provide this kind of service. Juana tells us that she does not have many household expenses and so her only plans are to keep her business running.

This will be Juana's fifth loan from MFP. She feels comfortable and happy with the financial support that she receives which allows her to make progress in her business. For this reason, she pledges to make her repayments on time as she has with her previous loans. Juana feels happy to be a member of her community bank as she considers them all to be responsible and supportive people. She will use the sum of 2,000 soles that she has requested to invest in buying merchandise, such as general products, wholesale. She will also buy sodas at more affordable prices. This will allow her to enjoy a better profit margin.
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Juana, de 54 años de edad, es una mujer trabajadora y emprendedora, además de muy alegre y sociable, está casada con Jairo, fruto de esa unión tuvo cinco hijos que ya son mayores de edad y tienen sus familias. Ya no viven con ella, pero la visitan muy seguido. La actividad que realiza Juana es la venta de abarrotes y gaseosas, para eso abrió en su propia casa una bodega y fuente de soda, en donde atiende a sus clientes, iniciándose con un capital propio y los créditos recibidos de sus proveedores desde hace 30 años, logrando hacer crecer su negocio a base de esfuerzo y dedicación, encargándose sola a la atención de sus clientes ya que su esposo realiza viajes por su trabajo.Lo que le gusta de su actividad es que con el fruto de sus ganancias logró apoyar a su pareja que es operador de maquinaria pesada, a brindarle una mejor calidad de vida y educación de sus hijos que son su orgullo, además de sentirse una mujer productiva y estar ocupada. Por lo contrario, lo que no le gusta es que algunos de sus clientes le piden créditos, a lo que ella se niega porque ya tuvo malas experiencias con ese tema, y viendo que tiene una regular cliente, considera que no es necesario incursionar en ese tipo de venta. Por otra parte, comenta que no tiene muchos gastos en su hogar, por eso solo tiene planes de mantener su negocio. Este será el préstamo número 5 con la institución MFP, se siente cómoda y a gusto con el apoyo financiero para avanzar en su negocio, por eso se compromete en cumplir con el pago de sus cuotas, como en créditos anteriores. Además se siente a gusto con su grupo, ya que los considera personas responsables y solidarias. Con el monto solicitado de 2000 nuevos soles, lo invertirá en la compra de mercadería, como productos en general al por mayor, gaseosas a precios más cómodos, para así tener mayores márgenes de ganancias.

About Peru

  • $6,715
    Average annual income
  • 102
    View loans »
    Peru Loans Fundraising
  • $55,238,100
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD