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Nver was born in 1961. He is married and has two sons. One of his sons is a student, and the older one is studying at a branch of Yerevan State University. Nver’s wife works in village administration as a librarian.

Nver is a specialist in agronomy, and he has been working in his specialization since 1985. At the same time, Nver is engaged in farming. On his farm he has cows and pigs, and he grows wheat, corn, and potatoes. However, his primary activity is grape-growing. Nver sells grapes to a wine factory.

Thanks to his occupations, Nver provides for his family and pays for his elder son’s education.

Nver is asking for a 500,000 AMD loan to buy potato seedlings, as well as rope and ties for his vineyard. This is Nver’s second loan from Nor Horizon.

Nver returns home from his wage work late in the evening, and Nor Horizon’s loan officer had to take his photo in the dark.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 135
    View loans »
    Armenia Loans Fundraising
  • $14,910,275
    Funds lent in using Kiva
  • 384.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,325 helped Nver to buy potato seedlings, as well as rope and ties for his vineyard.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 18, 2011
Nov 24, 2011
Currency Exchange Loss:
Nov 18, 2013