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He was born in the district of Boane, province of Maputo, southern Mozambique. He is a widower and has seven children, three of which attend school. He completed 4th grade and stopped when he joined the military in 1978. He lives with his family in a house he owns and also supports two grandchildren who live with him.
He has been a security guard for Bananalândia and a receptionist for the Frelimo Party for over nine years. He earns a salary of 6.200mt a month. He uses it to pay for home expenses and saves part of it in his bank account.
He has never had loans in other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his third loan with Hluvuku. It is for 11.000mt, which he intends to use to purchase construction supplies in order to continue building his house (metal sheets, sand, rafters, iron, cement, etc.). The other loans were for 5.000mt and 15.000mt, for personal housing.
He pledges to repay as scheduled. In the future he intends to finish building and furnishing his house. For that purpose he plans to request more loans from Hluvuku.
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Nasceu Distrito de Boane, Província de Maputo, sul de Moçambique, viuvo e pai de 7 filhos 3 dos quais frequentam a Escola.Fez a 4ª clase e parou por quando foi incorporado no serviço Militar em 1978. Vive na casa propria com a sua familia e sustenta mais 2 netos que vivem com ele.

É guarda na Bananalândia recepcionista no Partido Frelimo ha mais de 9 anos e tem um salario de 6.200.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos,conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 11.000.00mt, com qual pretende comprar material de construção para dar continuidade a obra da sua casa(chapas, areia, barrotes, ferro, cimento, e outros.).Os primeiros emprestimos foram de: 5.000.00mt, e 15.000.00mt, para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a obra da a sua casa e mobiliar, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 113
    View loans »
    Mozambique Loans Fundraising
  • $2,802,350
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Samuel to purchase construction supplies in order to continue building his house (metal sheets, sand, rafters, iron, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 3, 2011
Nov 27, 2011
Currency Exchange Loss:
Dec 18, 2012