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Carlos
He was born in the district of Chibuto, province of Gaza, southern Mozambique. He is married and has five children, four of which attend school. He completed 12th grade and stopped because his parents lacked financial conditions. He lives with his family in a house he owns and does not support anyone else.
He left Gaza for Maputo in search of a job. He has been a receptionist for the Frelimo Party for over nine years and earns a salary of 5.390mt a month. He uses it to pay for home expenses and saves part of it in his bank account.
He has never had loans in other banks. He first heard of Hluvuku through a friend who is also a client of this institution. This is his fifth loan with Hluvuku. It is for 12.000mt, which he intends to use to purchase construction supplies in order to continue building his house (cinder blocks, sand, rafters, iron, cement, etc.). The other loans were for 6.000mt, 7.500mt, 11.000mt and 13.500mt, for personal housing.
He pledges to repay as scheduled. In the future he intends to finish building and furnishing his house. For that purpose he plans to request more loans from Hluvuku.
View original language description ↓
Nasceu Distrito de Chibuto, Província de Gaza, sul de Moçambique, casado e pai de 5 filhos 4 dos quais frequentam a Escola.Fez a 12ª clase e parou por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Saiu de Gaza para Maputo a procura de emprego,é recepcionista no Partido Frelimo ha mais de 9 anos e tem um salario de 5.390.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos,conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu quinto emprestimo na Hluvuku no valor de 12.000.00mt, com qual pretende comprar material de construção para dar continuidade a obra da sua casa(blocos, areia, barrotes, ferro, cimento, e outros.).Os primeiros emprestimos foram de: 6.000.00mt, 7.500.00mt, 11.000.00mt, e 13.500.00mt, para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a obra da a sua casa e mobiliar, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 60
    View loans »
    Mozambique Loans Fundraising
  • $2,724,100
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Carlos to purchase construction supplies in order to continue building his house (cinder blocks, sand, rafters, iron, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 3, 2011
Listed
Nov 27, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012