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She was born in the district of Chibuto, province of Gaza, southern Mozambique. She is single and doesn't have children. She never had the opportunity to study because her parents lacked financial conditions. She lives with her family in a house she owns and does not support anyone else.
She has worked at Umbeluzi Rural Station for over 19 years and earns a salary of 3.650mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has hever had loans in other banks. This is her second loan with Hluvuku. It is for 12.000mt, which she intends to use to purchase construction supplies in order to continue building her house (sand, rafters, iron, cement, etc.). The first loan was for 12.000mt, for personal housing.
She pledges to repay as scheduled. In the future she intends to finish the construction and also build rooms for renting. For that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu Distrito de Chibuto, Província de Gaza, sul de Moçambique, solteira e não tem filhos.Nunca teve oportunidade de estudar por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e não sustenta mais ninguem.

Trabalha na Estação Agrária de Umbeluzi ha mais de 19 anos e tem um salario de 3.650.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos,conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 12.000.00mt, com qual pretende comprar material de construção para dar continuidade a obra da sua casa(areia, barrotes, ferro, cimento, e outros.).O primeiro emprestimo foi de 12.000.00mt, para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a obra da a sua casa e construir dependências para aluguer, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 26
    View loans »
    Mozambique Loans Fundraising
  • $2,913,225
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Isabel to purchase construction supplies in order to continue building her house (sand, rafters, iron, cement, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 8, 2011
Nov 27, 2011
Currency Exchange Loss:
Dec 18, 2012