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Dulce
She was born in the district of Boane, province of Maputo, southern Mozambique. She is single and has a son who still attends school. She completed 7th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports two sisters by sending them money to help with their expenses.
She has been a businesswoman for over five years. She sells essential goods and earns an income of about 5.000mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this insitution. This is her third loan with Hluvuku. It is for 12.000mt, which she intends to use to purchase goods (oil, rice, flour, peanuts, etc.) in order to increase the volume of her merchandise. The other loans were for 8.500mt and 12.000mt, both for her business.
She pledges to repay as scheduled. In the future she intends to expand her business and for that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu Distrito de Boane, Província de Maputo, sul de Moçambique, solteira e mãe de 1 filho que ainda frequenta a Escola. Fez a 7ª classe e parou por falta de por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta mais duas irmãs enviando lhes dinheiro para ajudar nas dispesas.

É negociante ha mais de 5 anos dedica-se a venda de produtos de orimeira necessidade e tem um rendimento de cerca de 5.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos noutros bancos.Conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 12.000.00mt, com qual pretende comprar produtos(oleo,arroz, farinha, amendoim, e outros), para aumentar a quantidade de sua mercadoria.Os primeiros emprestimos foram de: 8.500.00mt, e 12.000.00mt, ambos para o negocio.
Compromete se a pagar devidamente e no futuro pretende desenvolver o seu negocio, para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,200
    Average annual income
  • 63
    View loans »
    Mozambique Loans Fundraising
  • $2,695,675
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Dulce to purchase goods for selling (oil, rice, flour, peanuts, etc.).
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 27, 2011
Currency Exchange Loss:
Possible
Ended:
May 26, 2012