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Sidia
She was born in the district of Boane, province of Maputo, southern Mozambique. She is single and has three children who still attend school. She completed 11th grade and stopped because her parents lacked financial conditions. She lives with her family in a house she owns and also supports a niece who lives with her.
She has been a businesswoman for over six years. She sells used clothing and beverages and earns an income of about 3.000mt a month. She uses it to pay for home expenses and saves part of it in her bank account.
She has never had loans in other banks. She first heard of Hluvuku through a friend who is also a client of this insitution. This is her fourth loan with Hluvuku. It is for 13.000mt, which she intends to use to purchase loads of used clothing and boxes of beverages in order to increase the volume of her merchandise. The other loans were for 6.000mt, 12.000mt and 13.000mt, all for her business.
She pledges to repay as scheduled. In the future she intends to expand her business and finish building her house. For that purpose she plans to request more loans from Hluvuku.
View original language description ↓
Nasceu Distrito de Boane, Província de Maputo, sul de Moçambique, solteira e mãe de 3 filhos que ainda frequentam a Escola. Fez a 11ª classe e parou por falta de por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta mais uma sobrinha que vive com ela.

É negociante ha mais de 6 anos dedica-se a venda de roupa usada e bebidas e tem um rendimento de cerca de 3.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos noutros bancos.Conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu quarto emprestimo na Hluvuku no valor de 13.000.00mt, com qual pretende comprar fardos de roupa e caixas de bebidas para aumentar a quantidade de sua mercadoria.Os primeiros emprestimos foram de: 6.000.00mt, 12.000.00mt, e 13.000.00mt, ambos para o negocio.
Compromete se a pagar devidamente e no futuro pretende desenvolver o seu negocio e concluir a obra da sua casa, para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 59
    View loans »
    Mozambique Loans Fundraising
  • $2,429,250
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Sidia to purchase clothing for selling.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 27, 2011
Currency Exchange Loss:
Possible
Ended:
Oct 16, 2012