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Zelia
Zelia was born in the district of Boane, in the province of Maputo in southern Mozambique. She is married and has two children, both of whom are still in school. She went to school through the eighth grade but had to drop out because of her parents' financial difficulties. She lives in her own home with her family, and also supports a niece who lives with them.
She's been a businesswoman for more than two years, buying and selling eggs, and earns about 3,000 meticals a month. She uses her salary for household expenses and is able to save a small amount in her bank account (BIM). She's never had loans from other banks. She learned about Hluvuku from a friend who is also a client of the institution. This is her second loan with Hluvuku, in the amount of 14,000 meticals, which she will use to buy crates of eggs to increase the quantity of her stock. Her first loan, for 7,000 meticals, was also invested in her business. She is committed to paying off this loan without any problems and in the future intends to ask for further loans from Hluvuku to expand her business by building a shop to sell staple goods.
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Nasceu Distrito de Boane, Província de Maputo, sul de Moçambique, casada e mãe de 2 filhos que ainda frequentam a Escolinha. Fez a 8ª classe e parou por falta de por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta mais uma sobrinha que vive com ela.

É negociante ha mais de 2 anos dedica-se a compra e venda de ovos e tem um rendimento de cerca de 3.000.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimos noutros bancos.Conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 14.000.00mt, com qual pretende comprar caixas de ovos na R.S.A. para aumentar a quantidade de sua mercadoria.O primeiro emprestimo foi de 7.000.00mt, para o comercio.
Compromete se a pagar devidamente e no futuro pretende ampliar o seu negocio construindo um estabelecimento para a venda de produtos de primeira necessidade, para tal tenciona solicitar mais emprestimos a Hluvuku

About Mozambique

  • $1,389
    Average annual income
  • 23
    View loans »
    Mozambique Loans Fundraising
  • $2,320,575
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Zelia to buy eggs for her business.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 27, 2011
Currency Exchange Loss:
Possible
Ended:
Aug 15, 2012