Check out some available loans that are similar to this one!
Helena
Helena was born in the district of Boane, in the province of Maputo in southern Mozambique. She is married and has three children, two of whom are married and one of whom is still in school. She went to school through the tenth grade but had to drop out because of her parents' financial difficulties. She lives in her own home with her family, and also supports a niece who lives with them.
She's worked at the Pequenos Libombos Dam for more than 10 years and earns a salary of 2,495 meticals a month. She uses her earnings for household expenses and is able to save some in her bank account (BIM). She had a loan from another bank (BIM), which she paid off without any problems. She learned about Hluvuku from a friend who is also a client of the institution. This is her third loan, in the amount of 15,000 meticals, which she will use to buy construction materials (beams, stone, cement, sand, iron, etc.) to build her house. Her first loans were in the amounts of 10,000 and 15,000 meticals, both of which she also used for her home. She is committed to paying off this loan without any problems and in the future intends to ask for further loans from Hluvuku to finish and furnish her house and pay for her daughter's studies.
View original language description ↓
Nasceu Distrito de Boane, Província de Maputo, sul de Moçambique, casada e mãe de 3 filhos 2 dos quais casados e 1 ainda frequenta a Escola. Fez a 10ª classe e parou por falta de condições financeiras pela parte dos seus pais. Vive na casa propria com a sua familia e sustenta mais uma sobrinha que vive com ela.

É agente de serviço na E.P.C Barragem dos Pequenos Libombos ha mais de 10 anos e tem um salario de 2.495.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Já teve emprestimo noutro banco(BIM) e conseguiu pagar sem dificuldades.Conheceu a Hluvuku atravez de uma amiga que tambem é cliente desta instituição. Este é o seu terceiro emprestimo na Hluvuku no valor de 15.000.00mt, com qual pretende comprar material de construção para a obra da sua casa ( barrotes, pedra, cimento, areia, ferro e outros). Os primeiros emprestimos foram de: 10.000.00mt, e 15.000.0mt, ambos para habitação.
Compromete se a pagar devidamente e no futuro pretende concluir a obra da sua casa mobliar e investir nos estudos da sua filha, para tal tenciona solicitar mais emprestimos a Hluvuku.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,389
    Average annual income
  • 23
    View loans »
    Mozambique Loans Fundraising
  • $2,320,275
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Helena to buy construction materials (beams, stone, cement, sand, iron, etc.) to build her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 24, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013