She's had a business selling staple goods for more than 8 years and earns about 6,500 meticals a month. She uses her income for household expenses and is able to save a small amount in her bank account (BIM).
She's never had loans from other banks. She learned about Hluvuku from a friend who is also a client of the institution. This is her first loan, in the amount of 15,000 meticals, which she will use to buy construction materials (sand, cement, stone, beams, iron, etc.) to build her house.
She is committed to paying off this loan and in the future hopes to request further loans from Hluvuku to finish the work on her house and buy a car to help her transport her merchandise.
É negociante ha mais de 8 anos vende produtos de primeira necessidade e tem um rendimento de cerca de 6.500.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria (BIM).
Nunca teve emprestimo noutros bancos, conheceu a Hluvuku atravez de um amigo que tambem é cliente desta instituição. Este é o seu primeiro emprestimo na Hluvuku no valor de 15.000.00mt, com qual pretende comprar material de construção para dar continuidade a obra da sua casa (areia, cimento, pedra, barrotes, ferro e outros).
Compromete se a pagar devidamente e no futuro pretende terminar a obra da sua casa e comprar uma viatura para auxiliar no transporte da sua mercadoria, para tal tenciona solicitar mais emprestimos a Hluvuku.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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