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Oktom is 43 years old, married and is raising three children. Her oldest sons are students in the Osh State University and her daughter is a ninth grade student. Oktom has high education with the degree in teaching and has worked as an elementary school teacher in the local village. After recommending herself as a professional in her field she has been selected by the principal of the school in 2008.

In 1994, searching for an additional source of income to finance their family Oktom and her husband have started their business in breeding and feeding cattle. Starting with the amount of 6,000 KGS Oktom applied all her efforts in growing of the business. Today her household has four cows and four calves and give around 6,000 KGS a month from milk product sales. With the purpose of further growing of business Oktom has come to Bai Tushum and partners for a loan in the amount of 135,000 KGS to buy cattle. In the future Oktom plans to actively continue her business in animal husbandry and dreams of buying a car.
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Октом 43 года, замужем, растит троих детей - старшие сыновья студенты Ошского Государственного университета, дочь - ученица 9 класса. Октом имеет высшее образование по специальности преподаватель и работала учителем начальных классов в местной сельской школе. Зарекомендовав себя как профессионал в своем деле, в 2008 году она была избрана директором школы.
В 1994 году, в поисках дополнительного источника финансирования для своей семьи, Октом вместе с мужем начали бизнес в разведении и откорме скота. Стартовав с суммой 6,000 сом (KGS), Октом приложила все усилия для развития своего хозяйства. На сегодняшний день, ее хозяйство насчитывает четыре коровы и четыре теленка и приносит около 6,000 сом (KGS) в месяц от продажи молочных продуктов. В целях дальнейшего развития своего бизнеса , Октом обратилась в компанию «Бай – Тушум и Партнеры» за кредитом в сумме 135,0000 сом (KGS) на покупку скота. В будущем , Октом планирует активно продолжать свой бизнес в животноводстве и мечтает купить машину.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 71
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,308,175
    Funds lent in using Kiva
  • 46.6
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Oktom to purchase cattle.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 21, 2011
Nov 24, 2011
Currency Exchange Loss:
Dec 17, 2013