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Gracieta
Gracieta was born in the Boane district, Maputo province, in southern Mozambique. She is separated and has 2 children who are in school. She attended school through the 8th grade but did not continue due to her parents’ financial situation. She lives in her own home with her family and sometimes helps out her mother by sending her money for food expenses.

Gracieta is a merchant and has sold used clothes for the past 2 years with a monthly income of around 8.500.000mt, which she uses for household expenses and savings in her bank account (BIM). She has never had a loan in other banks. She learned about Hluvuku through a friend who is also a client. This is her second loan with Hluvuku, in the amount of 25.000.00mt, which she will use to purchase bundles of clothing to increase her inventory. The first loan was for 20.000.00mt, for her business.

She promises to make her payments on schedule. In the future she plans to improve the condition of her home and she will request additional loans from Hluvuku for that purpose.
View original language description ↓
Nasceu no Distrito de Boane, Província de Maputo, Sul de Moçambique, separada e mãe de 2 filhos todos frequentam a Escola. Fez a 8ª classe e parou por falta de condições financeiras pela parte dos pais. Vive na casa propria com a sua familia e as vezes tem ajudado a mãe enviando dinheiro para dispesas alimentares.

É negociante dedica-se a venda de roupa usada ha mais de 2 anos e tem um rendimento de cerca de 8.500.00mt por mês que aplica nas despesas de casa e poupa algum na sua conta bancaria(BIM).
Nunca teve emprestimos noutros bancos, conheceu a Hluvuku atravez de uma amigo que tambem é cliente desta instituição. Este é o seu segundo emprestimo na Hluvuku no valor de 25.000.00mt, com qual pretende comprar fardos de roupa para aumentar a quantidade da sua mercadoria.O primeiro emprestimo foi de: 20.000.00mt, para o negocio.
Compromete se a pagar devidamente e no futuro pretende melhorar as condições da sua casa, para tal tenciona solicitar mais emprestimos a Hluvuku.

About Mozambique

  • $1,389
    Average annual income
  • 36
    View loans »
    Mozambique Loans Fundraising
  • $2,446,150
    Funds lent in using Kiva
  • 26.6
    Mozambique Meticais (MZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Gracieta to purchase used clothing for resale.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 8, 2011
Listed
Nov 26, 2011
Currency Exchange Loss:
Possible
Ended:
Feb 15, 2013