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Heghine is engaged in agriculture. Unable to find sufficient financial means to develop the business, Heghine has applied for a loan. With the requested loan, Heghine plans to purchase livestock and seeds. With the help of this loan, Heghine expects to increase her income, which will allow her to expand her farm in the future.

Additional income also means improved living conditions for Heghine and her family. Heghine lives with her husbund, a child and her father.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 128
    View loans »
    Armenia Loans Fundraising
  • $14,869,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Heghine to pay for livestock and seeds.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 17, 2014