Azar is a 24-year-old man. He lives together with his young wife and 6-month-old son. This young entrepreneurial man has been a locksmith since his father taught him. His locksmith studies also helped him. He caters to private homes and to businesses to do blacksmithing for them. He has many plans for the future. This is the second loan he requested from AqroInvest and Kiva. Azar plans to use the loan of 1500 AZN to purchase metals that he needs. He will improve his earnings with this help.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.