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José Baltazar
José Baltazar, age 37, lives in his family home with his beloved 14 year old daughter, who is studying. José makes and sells sportswear. He has been in this business for many years and thus has a great deal of experience. For José, his daughter means everything to him, so it is for her that he gets up early each morning and goes out to work. He keeps a list of his orders which are most frequent, and those that need filled most urgently. He is well known locally as a hard-working, responsible man who is dedicated to his work. He always likes to keep his customers happy. He has taken the decision to seek a loan with INTEGRAL to invest in his business by buying fabric, thread, elastic, etc. In this way he will be able to expand, increase his sales and his income. He trusts in God that the investment will result in an improvement in quality of life for him and his family.
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José Baltazar de 37 años de edad, habita en casa familiar junto con su querida hija de 14 años la cual se encuentra estudiando. José se dedica a la confección y venta de ropa deportiva. Tiene muchos años de dedicarse al negocio por lo que ya cuenta con mucha experiencia. Para José su hija lo es todo y es por ella que día a día se levanta muy temprano para trabajar y tener listo los pedidos los cuales son muy frecuentes y necesitan ser atendidos con rapidez. Es muy conocido en la zona ya que es un hombre trabajador, responsable y muy delicado en su trabajo. Siempre le gusta mantener satisfechos a los clientes. Ha tomado la decisión de solicitar este crédito a INTEGRAL para invertir en su negocio en la compra de telas, hilos, elásticos, etc. de tal manera que pueda cubrir una mayor demanda que le permita mejorar su nivel de ventas y de ingresos. Además confía en Dios que los resultados serán favorables y logrará el objetivo de mejorar su calidad de vida y la de su familia.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $4,900
    Average annual income
  • 561
    View loans »
    El Salvador Loans Fundraising
  • $23,948,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped José Baltazar to buy fabric, thread, elastic, etc.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Nov 14, 2011
Listed
Nov 23, 2011
Currency Exchange Loss:
N/A
Ended:
Oct 16, 2012