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Yat's Group
In this Group: Yat , Lang
Yat, 46, is married and has three children, who are still in school. She runs a grocery store in front of her house. She sells biscuits, detergent, seasoning, etc. She also sells medicine in her grocery store. Her husband sometimes works for others to raise additional income. Now she earns less than 8 US dollars per day to feed her family.

Yat leads a group of two female members. This is the first loan for her group. She is now requesting for a loan with VisionFund. She wants to buy grocery stock and some medicines for her store.

This loan will enable her to increase her stock of groceries and she hopes to earn more income to better feed her family and also keep her three children in school.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 259
    View loans »
    Cambodia Loans Fundraising
  • $38,024,450
    Funds lent in using Kiva
  • 4,030.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Yat's Group's $250 loan helped a member to buy groceries for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Nov 15, 2011
Nov 24, 2011
Currency Exchange Loss:
Dec 15, 2012