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Gayane works at the local school as a teacher. Unfortunately a teacher's salary is too low to sustain her four children, thus Gayane is also engaged in agriculture. She has been successfully managing the business for many years and has expanded it. Before the winter Gayane has a problem feeding her cattle. So she has applied for a loan to purchase forage. With the help of this loan Gayane will take care of the cattle properly, which will allow her to maintain her current number of the cattle. Gayane will keep getting enough income and will sustain her children.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 134
    View loans »
    Armenia Loans Fundraising
  • $14,328,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Gayane to buy feed for her cattle.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Nov 9, 2011
Nov 29, 2011
Currency Exchange Loss:
Dec 17, 2014