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Shahnaz's Group
In this Group: Shahnaz, Shameem Akhter, Farzana Kousar, Zubaida, Nasreen, Kaneez Fatima
Shahnaz is a widow. She lost her husband a few years ago to a sudden death, which was a great tragedy for her family. But she never lost hope. She started a decorative embroidery and sewing business to afford her children's living expenses. She is the mother of four sons and two daughters. Only her youngest daughter is studying, because her other children couldn’t complete their educations due to financial constraints.

Shahnaz has applied for a loan from Kiva partner Asasah for her business. With the loan investment, she will buy unstitched clothes in bulk quantities. Then she will sew them and add beautiful embroidery in order to sell them for a higher profit. She has been operating her business for many years, and she is confident that her business will be successful after receiving her loan.

Note: In the photo, the lady holding a book (called the Asasah Passbook) is Shahnaz.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 280
    View loans »
    Pakistan Loans Fundraising
  • $14,698,775
    Funds lent in using Kiva
  • 87.1
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Shahnaz's Group's $1,450 loan helped a member to buy clothes for her sewing and embroidery business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Nov 22, 2011
Dec 1, 2011
Currency Exchange Loss:
Nov 15, 2012