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Armandina was born in the district of Urubamba in the province of Urubamba in the department of Cusco and she lives in the same city where she was born. She is 39 years old and is married and from this marriage she has two children.

Armandina’s daily work takes place in the city of Urubamba. She has a little bookstore where she sells stationery and other items. She has been doing this for several years and her business is going very well thanks to the effort she puts into her work.

Armandina is asking for a loan in order to buy merchandise such as notebooks, pens and other items.

Armandina is grateful for the opportunity this loan gives her and she promises to make her payment according to the schedule. Armandina belongs to the communal bank Tercer Milenio of the Asociación Arariwa in the city of Urubamba.
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Armandina nació en el distrito de Urubamba de la provincia de Urubamba del departamento del Cusco y vive en la misma ciudad donde nació, ella tiene 39 años de edad y es casada y fruto de esta unión tiene dos hijos.

Armandina desarrolla sus actividades cotidianas y económicas en la ciudad de Urubamba, ella tiene una pequeña librería donde vende útiles de escritorio y otras cosas más. Ya son varios años que se dedica al negocio y le va muy bien gracias al empeño que pone en su trabajo.

Armandina requiere el préstamo para comprar mercadería como por ejemplo cuadernos, lapiceros y otras cosas más.

Armandina se encuentra agradecida por la oportunidad brindada mediante este medio y así mismo se compromete a cumplir con el pago correspondiente al cronograma. Armandina pertenece al banco comunal “Tercer Milenio” de la Asociación Arariwa de la ciudad de Urubamba.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $58,984,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Armandina to buy merchandise such as notebooks, pens and other items.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Nov 22, 2011
Currency Exchange Loss:
Apr 15, 2012