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Miguel Angel
Miguel, 28, lives in a village in Tela, Atlántida. He has been married to Kayla for four years. She’s a housewife and helps him out with the business. The couple has a one-year old son.

Miguel’s business consists in selling hot-dogs, fruit, fruit juice and merchandise. He started the business two years ago and he puts in 10-hour work days. He used to work in a hardware store in San Pedro Sula but he wanted to open his own business to better take care of his family and have time to attend church. He took out a loan to start the business and despite delinquency and competition has been able to get ahead and stock the business.

He requested this L18,000 loan to stock inventory. He will buy grapes, apples and clothes for the Christmas season. Miguel hopes to be able to provide his son with a good education and manage to strengthen the business to provide his customers with what they request so that he can keep the clientele happy.
View original language description ↓
El señor Miguel tiene 28 años de edad y vive en una aldea de Tela, Atlántida. Lleva 4 años de casado con su esposa Keyla, la cual es ama de casa y colabora en el negocio junto con él. La pareja tiene una niño de 1 año de edad.

El negocio de don Miguel consiste en la venta de hotdogs, frutas, jugos naturales y mercadería. Empezó el negocio hace 2 años y le dedica 10 horas diarias. Antes, trabajaba en una ferretería en San Pedro Sula, pero quiso poner su propio negocio para poder atender mejor a su familia y tener tiempo de asistir a la iglesia. Sacó un crédito para empezar el negocio y a pesar de la delincuencia y la competencia, ha podido salir adelante y surtir el negocio.

Solicitó este crédito de L18,000 para surtir su inventario. Va invertir en la compra de uvas, manzanas y ropa para la temporada navideña. Miguel espera poder brindarle a su hijo una buena educación y lograr fortalecer su negocio para poder brindar a sus clientes lo que ellos pidan y así mantener la clientela contenta.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $9,205,075
    Funds lent in using Kiva
  • 18.9
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Miguel Angel to buy grapes, apples and winter clothes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 14, 2011
Dec 1, 2011
Currency Exchange Loss:
Mar 15, 2013