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This is 38-year-old Lamrana. She is widow with two children ages 12 and 14 who both attend school. Lamrana also supports her two nieces who live with her since she is in the city, where there are better schools. In 2000, Lamrana established a business selling cereals and groundnuts. She began her business because her late father believed that girls were not meant for school, so she was not able to attend school. Since her mother was a businesswoman, Lamrana decided to join her, and she has had her business since she was a teenager. She works 10-hour days, seven days a week, and earns about 2,866,000 SLL each month. She has an outdoor stall and the rainy season is her major challenge as she has enough goods to meet her customer’s needs. Lamrana serves housewives and people around the city center, serving over 10 people each day with good prices. She employs a cousin to help her and she gets her supplies wholesale from neighboring villages.

Lamrana is requesting a 4,500,000 SLL loan to purchase groundnuts, benni seeds, and soya beans. She has repaid two previous loans. She feels that her loans are a great help because she cannot do business without money. Lamrana is excited about the status of her business and hopes that her loan will enable her to increase her monthly profits by approximately 430,000 SLL. In the future, she plans to build a house. If Lamrana is given chance to access more loans, she wants expand to a much better business location. Lamrana is hardworking and honest and she thanks you for your support.

Additional Information

About the Association or Rural Development

The Association for Rural Development (ARD) is one of the leading microfinance institutions in Sierra Leone. Established in 1989, ARD has offered individual and group loans to support small-scale businesses across the country for two decades. You can learn more about ARD on its partner profile page, support the organization and its staff by joining the ARD lending team, or lend to another one of its borrowers currently raising funds on Kiva.

About Sierra Leone

  • $2,100
    Average annual income
  • 2
    View loans »
    Sierra Leone Loans Fundraising
  • $9,478,050
    Funds lent in using Kiva
  • 4,150.0
    Sierra Leone Leones (SLL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Lamrana to purchase two bags of groundnuts, two bags of benni seeds, and two-and-a-half bags of soya beans.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Nov 10, 2011
Nov 24, 2011
Currency Exchange Loss:
Oct 16, 2012