Enhsaihan is a single mother and lives with her mother and son in a ger (a Mongolian yurt) in the Uvurhangai province of Mongolia. Her son is a student and her mother is a retired old woman. She started her business in 2009 by renting a café in two star hotel. Her café has tasty meals and good service. Her facility needs some repairing and she is lacking in the supplies needed to run her business. She is a strong and hardworking woman who says, "I am the only one with an income in the family. If i can't do the necessary repair, I will lose my business." She is requesting 3,000,000 MNT to repair her cafe.
This loan is being administered through XacBank, a Mongolian for-profit microfinance institution. XacBank is located in every province of Mongolia, reaching some of the most rural micro business clients. With this Kiva loan, there is an opportunity for the entrepreneur to get a savings account including 9% of the interest if they pay back the loan on time. This is a special savings account that XacBank has specifically prepared for the Kiva loan borrowers to promote savings habits.