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Yessie Mercedes
Yessie is studying accounting and is in the final year of her career and is asking for a loan in order to pay for the last year of studies. Her inspiration has been her mother, because she always has searched for ways to motivate Yessie to get ahead and to never stop studying. After she attains her degree, she will continue to study, going for a specialization in order to be an auditor. She studies all the time, daily, and after work she keeps reinforcing her studies.
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Yessie está estudiando Contabilidad, está cursando el último año de su carrera y solicita el crédito para pagar el curso de titulación de su carrera. Su inspiración ha sido su madre, ya que ella siempre ha buscado la manera de sacar a Yessie adelante y a motivarla para que nunca dejara de estudiar. Después de finalizar su carrera, seguirá estudiando, sacará una especialización para ser Auditor. Le dedica mucho tiempo a sus estudios, diariamente después del trabajo pasa algunas horas reforzando sus estudios.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 68
    View loans »
    Nicaragua Loans Fundraising
  • $25,049,000
    Funds lent in using Kiva
  • 22.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Yessie Mercedes to pay the costs of her last year of study to obtain her degree.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Oct 22, 2011
Nov 22, 2011
Currency Exchange Loss:
Jun 18, 2013