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Municipal D-4 Group
In this Group: Julia, Chanel , Miriam Juana, Maria , Pamela Victoria, Cristina, Gladys Petronila, Tomasina
The “Municipal D-4” communal bank will start its second cycle in Pro Mujer as part of the Los Andes focal center. It has 8 members led by a governing board headed by Julia. The members of the communal bank carry out a variety of businesses among which we have: cereal sales, cosmetics sales, food sales, blanket weaving, potato and rice sales, shoe making, stationery shop and sewing.

Julia states that she’s worked with Pro Mujer for two years having joined thanks to an invitation from one of the promoters. She currently has a business preparing food that she’s had for several years having learned it from her mother.

The loan she’ll take out now is to increase capital. She will buy foodstuffs in La Ceja which she’ll later sell in her food stand. This way of working allows her to generate income to support her family since she’s married and has five children. When asked what she likes about Pro Mujer, she answers the she likes the training.
View original language description ↓
La A.C. “MUNICIPAL D-4” iniciará su dos ciclo en Pro Mujer, como parte del centro focal Los Andes, está compuesta por ocho integrantes y está dirigida por una mesa directiva encabezada por la señora Julia. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: venta de cereales, venta de cosméticos, venta de comida, tejido de mantas, comercio de papa y arroz, elaboración de calzados, librería, costura.

La señora Julia, indica que hace dos años que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de venta y elaboración de comida que viene trabajando hace años atrás, aprendiendo el mismo de su madre.

El crédito que ahora sacará es para aumentar su capital (compra de viveres) que adquirirá de la Ceja y posteriormente lo venderá en su puesto comercial. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella es casada y tiene cinco hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 139
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Municipal D-4 Group's $1,775 loan helped a member to buy foodstuffs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 11, 2011
Nov 21, 2011
Currency Exchange Loss:
May 15, 2012