Ayo Ayo Group
Luisa indicates that this is the first time that she's working with Pro Mujer and that she joined the institution after being invited by a promoter. Currently she has a bakery business that she's had for years, and which she learned from her husband.
She will take out a loan to raise her capital (buying flour) which she will obtain from the market and subsequently will sell in her community after baking. This kind of work allows her to generate resources with which to support her family since she cohabits and has two children.
When she is asked what she likes about Pro Mujer, she responds that she likes the loan and health trainings and the insurance.
La señora Luisa indica que es la primera ves que trabaja en Pro Mujer y que integro la institución por invitación de una promotora. En la actualidad ella tiene un negocio de panadería que viene trabajando hace años atrás, aprendiendo el mismo de su esposo.
El préstamo que sacará es para aumentar su capital (compra de harina) que adquirirá de las Ferias y posteriormente a la elaboración lo venderá en su comunidad. Esta forma de trabajo le permite generar recursos para apoyar a su familia, pues ella vive en concubinato y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación en crédito ágil, la capacitación en salud y el seguro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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