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Ghofran is an 18 year-old young woman who is a university student and her father is a Palestinian National Authority employee with a decent salary. Ghofran wants to purchase a new laptop to help in her studies. She will use it to make searches and find missing information she needs, but she hasn't enough money to pay, so she needs to take a loan from Kiva partner FATEN. When Ghofran gets the loan, she will purchase a new laptop. This will help her to continue her studies and get the information she needs easily, saving her time. Ghofran is a conservative woman, so her father is photographed instead in the picture.

About this loan product:

FATEN offers loan products that are designed to serve borrowers all over Palestine, including some religiously conservative areas. A key tenet of Islam is the prohibition of interest in the lending or accepting of money. This prohibition is based on the belief that money should be seen only as a medium of exchange and that it has no value in itself. FATEN has adapted the terms of this loan to fit the cultural context by attaching a 0% interest rate to the loan. In order to cover its costs, FATEN does charge a servicing fee. The amount you see fundraising includes both the principal loan and the loan servicing fees. As with all Kiva loans, you should expect to have your funds returned to you in accordance with the repayment schedule attached to this loan. For more information on lending in the Muslim world, please visit Kiva's Muslim World Lending helptext:

Additional Information


Palestinians face unique challenges due to the economic and political environment in the West Bank and Gaza. Click here to learn more about how Kiva and FATEN are working to help Palestinian borrowers overcome these obstacles and how your support can make a difference.

About Palestine

  • $4,900
    Average annual income
  • 51
    View loans »
    Palestine Loans Fundraising
  • $11,632,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $850 helped Ghofran to purchase a new laptop for educational purposes.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Nov 17, 2011
Dec 1, 2011
Currency Exchange Loss:
Jun 20, 2013